Saturday, January 8, 2022

Definitely A New Year

 Happy Sabbath,


I need to charge my computer and the cord is in another room so I will try to be quick.  I had a good week this week and am thankful for the spark of creativity and ideas, I thank the Lord for inspiring me to do something new.  I don't have the verse here that I wanted.  I want to say it was in Corinthians, I'll have to look over a journal entry or vlog I filmed to get it but I will start with this.  Monday I worked and decided I was going to not waste a bunch of money on food that I tend to gobble through because I tend to be greedy. I thought to myself to save those funds and if I can deny myself gobble activities each week, I can put aside a decent amount of funds for bigger projects.  I saved those funds that night in a harder to access savings account. Right before my break, I thought to myself to purchase yet another grid like book so I could do some serious financial planning.  I also needed a composition book for my job so I picked that up with a pack up pens and purchased it. I headed over to where I take my break and every day on that shift at midnight I go to read a Bible verse. I saw a verse that talked about those who sow little seed get little crop and those who sow alot get a larger yield.  Reading that verse spurred me to go on in the next few hours (perhaps not in this specific order but it occurred nonetheless) to purchase a website to start moving on a business idea I had over the past year or so and open several brokerage accounts, investing in cryptocurrencies and the stock market.  By Friday I have put in at least $350 to test the waters of my own cash, purchased at least three shares in full and many partial stocks and watched accounts go up and fall over the course of the week.  If I had put $1000 in for one of those stocks and waited one day, I would have made over $100 cash just by doing so.  I did see loss the next day but the full shares I paid for, I intend to hold on to them and see how they perform over the next few weeks.  I had a habit of listening to nonsense in my ear piece when working overnight.  I would listen to stories of people's tales of treachery and music and other things but this time I decided to listen only to videos that would educate me on the stock market, building businesses and developing other skills. I intend to do more of that tonight and next week.  I learned alot just by doing so and am looking forward to seeing where this will take me.  I have a google number as a result of me trying to get set up on amazon for a sellers account.  I have etsy accounts and I am going to take some time tomorrow to sit and plan out more with my business venture.  I paid money into this so I have to give it serious thought now.  Things that I didn't think were possible now are being reconsidered.  To some or even many, making $100k in a year is nothing as they make it in a week or less than that.  I am making $65k and want to try.  I want to see how far I can go with my impoverished self.  I aim to live below my means.  That means no more hauls at Whole Foods and Trader joes whenever I have the taste for it.  That means I cannot spend over $100 or anything like I did just about every single time I was ready to leave my part time for the day.  It means paying attention to the numbers in my account and not buying what my son wants any time he wants it.  I have wasted so much of this money and it could have been going not only to savings but to help make more money and improve on other things.  So my budget must be redone. My habits have to be reset.  I am going to start having to turn the heat down and switching lights off in rooms I leave for a significant time block.  I have lived very comfortably in 2021 and the stress of early 2020 when I needed this part time and had just started it is no longer.  My credit score is 802.  I checked it yesterday and praise the Lord because the last time my score was 800, it was before I got involved with someone I should never have dealt with.  I bought my first car and my score dropped down to the 700's.  I have always been good with paying my bills even when people wanted to defraud me and trip me up, I still did what I could to handle my own. My goal now is to get to 850 and I am working to pay off my credit card debt (only two cards which are coming down because of this part time job).  


I made alot of big financial moves this week and I want to sow big.  I want to take those chances.  I want to see where this will go.  I am looking forward to the future.  

I didn't make a written list of goals for this year. I prayed about things I wanted to do and have.  You don't have to wait until the first of a month to start anything.  Pray to the Lord and start today.  Now is your moment. May God be with you.

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